12 Tips for Buying Waterfront Real Estate

You probably already know this, but buying any landmatter how "in love" you are with it. If you're not
can be a significant decision. But what you may notfamiliar with other developments, ask a local realtor
know is that there are a few twists that come withfor help.Find our how the property will change in the
purchasing a waterfront lot that make it verydifferent seasons or when the weather conditions
different from buying a lot in any old subdivision. I'vechange. When was the last drought and what
put together a few tips that you should keep in mindhappened to the water levels then?If you're
when you're looking for the perfect waterfrontinterested in building a boat house, make sure that
property.Don't buy land without setting foot on itthere aren't Restrictive Covenants preventing you
first. You should take the time to look it over closelyfrom doing so. Many lake areas limit the building of
and inspect it yourself. Locate a copy of the site plannew boat houses and docks.If you're planning on
so you can determine exactly where the propertybuilding, make sure that you will have access to
lines are.Study the history of the land developmentelectricity, water, sewage and other utilities. Never
for the area. Was the development a friendlyassume that you can just "hook up".If the property is
undertaking or was there a lot of controversy fromremote, make sure you know who is responsible for
the community? What was on this land before?Talkmaintaining the road. Many banks require a Road
to the neighbors. Ask them what they think of theMaintenance Agreement before they will lend on
developer and the area. Are they happy with howremote property.Lastly, before you make the
their house was built? Were the amenities completedpurchase offer, consider making it conditional on an
by the developer as promised? If they love livinginspection of the land or on another specific item. For
there, they'll tell you - if they hate it, they'll tell youexample, if you don't have access to sewage lines,
that too.If you're looking at lakefront property, youmake the offer conditional on your ability to obtain
need to determine if the lake is constant level or not.permits for a septic system. Plus, you should always
If it's not a constant level lake, then the water levelsmake your offer contingent on your ability to obtain
could change drastically.Check to see if there are anyfinancing.OK, armed with these tips, you should be
flood plain restrictions. If you build or buy in a floodready to start your search for the perfect
zone you may have a tough time gettingwaterfront lot. Remember, investing in waterfront
insurance.Make sure the lot you're looking at willreal estate requires common sense and due diligence,
support a house of the size you want.Don't limit yourjust like any other investment. Go put these tips to
search to a single waterfront development - nowork for you!