| Suppose you could always buy on sale. Imagine how | | | | varies somewhat between regions of the country, |
| much money you would save. While this seems | | | | especially north to south, since seasonal changes |
| impossible, it is really quite simple. Many products go | | | | occur at different times.Be flexible. Since you are |
| on sale regularly throughout the year. If you know | | | | buying inventory that is left over, you will not find |
| ahead of time, you can plan.You can find annual and | | | | the same selection you would have found earlier in |
| semi-annual sales on everything from cars to | | | | the year. Purchase something that suits your needs, |
| furniture, clothing to appliances and candy to stereos. | | | | but don't worry if the color is not exactly right.Get |
| These sales often happen when seasons change or | | | | the same warranty as new. When you buy a |
| when new models come out. There are even annual | | | | discontinued new item from the previous year, you |
| sales on used items. The following tips will help you | | | | should get the same guarantee as the latest brand |
| find the best deals month after month. | | | | new product.There is one exception to annual sales: |
| Don't be afraid of last year's models. As a salesman | | | | don't buy anything around Christmas. Almost nothing |
| at a national electronics store told me, "All models are | | | | goes on sale from Thanksgiving to December 25. Yet |
| discontinued eventually." So, for example, a brand | | | | immediately after, you can find remarkable deals. |
| new stereo that is being phased out can be a very | | | | If you think of these sales from the stand point of |
| good deal.Be aware of the particular time when | | | | businesses, they need to get rid of their old |
| products change. For example, almost everyone | | | | inventory so they can pay for and make room for |
| knows that new car models come out in the fall. | | | | new products. A business benefits by getting rid of |
| However, if you buy after the new automobiles are | | | | last season's stock and you benefit by getting |
| actually on the showroom floor - known as the new | | | | products at deep discounts. Happy bargain |
| model introduction or NMI - you will get a much | | | | hunting!Richard Doble, M.A. is editor of |
| better bargain than you would have gotten just a | | | | Savvy-Discounts.com, a ten year old frugal living web |
| few weeks earlier.Some items like clothes may be | | | | site. Information from his Internet site has appeared |
| discounted long before the season is over. For | | | | in Reader's Digest, Woman's Day (6 times) and |
| example, summer clothes can go on sale right after | | | | ABC-TV's TheView. He was interviewed on the |
| the Fourth of July because stores need to make | | | | MSNBC cable channel. His simple, down-to-earth |
| room for fall clothing and back-to-school | | | | strategies can save thousands of dollars every year. |
| merchandise.When you see an annual sale catalogue, | | | | His tips cover finding discounts for groceries, |
| save it and file it away. You can bet that this sale will | | | | telephone costs, clothing, automobile expenses, |
| occur again about the same time next year. Also | | | | utilities and travel. He is author of the book, Savvy |
| save newspaper ads for recurring sales such as | | | | Discounts, published by a division of Penguin Books. |
| founder's day and annual clearance sales.Keep a | | | | For a detailed month by month list of annual sales at |
| calendar just for making notes about sales that occur | | | | go to the annual sales calendar section. |
| during the year in your area.The schedule of sales | | | | |