GMAC Insurance's "SmartParts Promise" Program

GMAC Insurance has recently announced that it'srepairs of your car. GMAC Insurance is one of those
"SmartParts Promise", a unique program thatfew companies that specify OEM parts. It allows its
guarantees the utilization of OEM parts short forpolicyholders to have their cars repaired using the
Original Equipment Manufacturer or those auto partsauto parts built by the same company. In terms of
produced by the same company as the vehicle --- inbody shop, policyholders are given the freedom to
times of collision accidents to guaranteechoose the or use or use a certified Gold Metal shop
top-of-the-line repairs possible. The benefit is offeredand have the opportunity to be granted with a
free of charge to all policyholders nationwide.lifetime guarantee on repairs.
Basing on the study done by the GMAC Insurance,Why you should carefully choose the provider of
most policyholders particularly Americans are notaftermarket parts? Not to belittle the quality of
aware whether their insurance companies specify theaftermarket parts, there are also "not-so-original
use of OEM parts for repairs. This subject remainsparts" produced by some of the reputable auto parts
trivial to most policyholders until they have anmaker in the industry that can match that of the
accident.OEM. Unfortunately, quality aftermarket part
According to Sheena Poe, Chief Claims Officer atproviders are few that one has to be very careful or
GMAC Insurance Personal Lines, "Drivers who haveelse you would just jeopardize your safety and the
just been in an accident have enough on their minds.performance of your car.
They shouldn't have to worry about the quality ofHere are some of the reasons why GMAC Insurance
their repairs. With our SmartParts Promise, we do theencourages its policyholders to choose OEM parts:
legwork, making sure drivers receive OEM parts, soThe quality of your car is reflected by the parts that
they can focus on getting back to their lives."it has. The use of OEM parts can increase the
In addition, it would also help for policyholders orresidual value of your car.
even consumers to know the differences betweenUsing aftermarket parts for your car may void your
aftermarket car parts and OEM parts since suchvehicle's manufacturer's warranty.
knowledge would help them to obtain the bestSince OEM parts possess the very same safety
repairs that they can claim out from their autospecifications as that of your car's original parts you
insurance company.can be sure that your car is properly maintained.
OEM parts as explained earlier are auto componentsWhen it comes to looks and fitting, OEM parts rate
that are made by the same company, aftermarkethigh in both category as compared to aftermarket
parts on the other hand are made by anotherparts.
company as an imitation or replica of the original part.And of course knowing that you car's safety is not
Aftermarket parts are usually less expensive thancompromised since OEM parts were used provides
OEM parts but beware since these are imitationsyou with peace of mind.
expect that its quality may not be as high as theThe "SmartParts Promise" is just one of the services
OEM parts. Consumers are advised to purchase onlyoffered by GMAC Insurance's Smart Services that
aftermarket parts from reputable providers.offers a first-of-its-kind collection of benefits that are
It also best to inquire from your insurance companydesigned to ensure an easy recovery process after
if they allow the use of aftermarket parts or if onlyan accident. The company plans to offer such
OEM parts are allowed so that you won't have anyservices throughout this year.
problem when its time for you to claim for the